DENTAL INCLUDED IN EMPLOYEE BENEFITS

Dental is one of the most emotionally charged aspects of health care and access to dental care is regarded a necessity by most. At the same time however, it is regarded as a very generous benefit if offered by an employer. Offering dental benefits to employees boosts an employer’s staff retention initiatives and importantly, it allows the employer to exercise some control in the health arena and reduce work force down time.

For example an untreated dental abscess can be severely debilitating and result in several days off work. If the employee had access to proper care the abscess would not have progressed to that level and the time off work would have been limited to a few hours at most.

Administration and cost burden

Managing dental claims is complex and financially risky:

• How does treatment relate to benefits offered?
• What are reasonable dental rates?
• Is an employee being charged for unnecessary treatment?
• How can costs be controlled and budget maintained?

These are justifiable questions and the primary reason for an employer not offering self funded dental benefits.

Denis provides the solution

Twelve years of proven success and tens of millions of lines of dental claim data make Denis a global leader in dental benefit management.
Denis ensures that:

• There is no extra administration burden on our clients
• The chosen budget is strictly maintained
• All communications from dentists are handled by Denis
• Employee complaints and issues are handled by Denis

So why self insure?

• Work force happy with extra benefit from company – promotes staff retention
• Tax deductible expense for company
• Possible reduction in work force down time
• Management not burdened in any way
• Cheapest possible dental cover
• Unused risk funds stay with the company
• With inexpensive stop loss insurance, there is no risk to the company